Paying attention to your finances can help protect you from fraudulent charges or scams. That being said, scammers know this and can use it to their advantage. Texts like this are designed to create a sense of urgency and panic. If you are unsure of an unauthorized payment, make direct contact with your bank and do not click the URL attached. Scammers will often pretend to be your bank in an attempt to obtain personal information or even gain direct access to your accounts.
If you encounter a scam, please report it to prevent others from financial harm. Be sure to share this with friends and family who may not follow our social media for scam alerts.